LEND is a multi-chain lending protocol with real yield value extraction from protocol to holder.
A lending protocol that generates revenue through facilitating swaps and interest rate differentials, generating revenue on the spread.
Lending pools have an algorithmically derived interest rate model, which is based on the current supply and demand of each asset. To ensure protocol safety from adverse events, we adopted a risk mitigated approach that requires borrowers to over-collateralization for optimal liquidity within protocol & unhealthy accounts are subject to automated liquidations. The money markets will only supply the most liquid assets available to further ensure the stability of the protocol.
The founding team has over 50 years of combined experience on Wall Street, traditional brokerages, and e-commerce, truly understanding the needs of the consumer and the macroeconomics of how to benefit the entire ecosystem for the better of the users.
Problems in DeFi
Protocols Makes Money While Holders Receive Nothing
Lending protocols are quite profitable, bull or bear, there is always a need for a decentralized lending protocol. The protocol will be profitable, but holders of the native assets are stuck to price only.
Farm & Dump
The biggest problem in DeFi comes from the fact that most DeFi protocols have no utility for their native asset other than to provide some type of governance voting rights to token holders, which in reality, brings nothing of value to the holders.
Risk Management in Treasuries is Minimal
Most lending protocols have treasuries to adhere to adverse effects of the volatility in markets, but rarely do these treasuries make investors whole as evidenced by existing protocols.
The LEND Solution!
Protocol Revenue Sharing
Making a small, but disruptive change to the ecosystem provides a great incentive for LEND holders. Holders no longer have the need to solely look for the “price” of tokens, but rather look for the “value” that a protocol can provide.
Extracting Value from Protocol to Holders
We are adding value to the holders by allowing token holders to participate in the revenue earned by the protocol. Staking & locking LEND tokens increase value and suppress the selling pressure of the LEND tokens.
Enhanced Risk Management
Our approach to managing risk comes from seeing the failures of others and enhancing these methods to ensure the stability and longevity of the ecosystem.
